How to Void a Check Even If You Dont Have a Checkbook

Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Insurance services are provided through First Republic Securities Company, DBA Grand Eagle Insurance Services, LLC, CA Insurance License #0I13184. You can often get a voided check online by logging into your bank’s website or mobile app and selecting an option to request a voided check.

• A voided check is simply a check that you can no longer use to make a payment or withdraw money from your checking account.
• It will provide your account number so the bank can deposit the money into your account.
• The site you will enter may be less secure and may have a privacy statement that differs from the bank.
• The information provided in these articles is intended for informational purposes only.
• Voiding a check helps ensure others can’t cash or deposit money from your account.

Banks are not responsible for the accuracy of any content provided by author(s) or contributor(s). Voiding a check makes it useless for payment or for withdrawing money. That way, you’re helping protect yourself if someone else finds your check. No, it isn’t necessary to sign or put any information on a voided check. To do that, you’ll have to write the word ‘VOID’ in capital letters going across the front of the check. Make sure you use a black or blue pen with permanent ink, and if you have a duplicate check, do the same for that copy.

How do you void a check if it’s been cashed?

You can provide the routing number to your employer who can check it to confirm that it matches the name of the bank on the statement. If someone gets your checkbook, they may try to write checks against your account. It’s possible that they would succeed, causing money to be removed from your account without your consent. That’s why many employers are strict about requiring a voided check. Usually, you can just provide a statement that shows the lack of a deposit. Then, your payroll department will need to track where the money was sent.

This content is not provided or commissioned by the bank advertiser. Opinions expressed here are author’s alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program. Though it may take some effort, the benefits of setting up direct deposit make it worth doing. In the same vein, if the check you’ve made a mistake on is voided and someone comes across it, they can’t use it to fraudulently withdraw money from your account. Here is everything you need to know to void your first check.

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With step-by-step instructions and tips for avoiding common mistakes, you can confidently manage your finances and keep your money safe. Banking services provided by, and debit card issued by, The Bancorp Bank, N.A. By clicking ‘Continue’, you will leave our website and enter a site specific to making your loan payment via a debit card or electronic check.

• Any erroneously-cleared funds will then be removed from the recipient’s bank account and returned to the original owner.
• If you void the check without a reversing journal entry and the check was previously cleared, you need to reconcile the voided check.
• Although you can sometimes deposit a voided check in an ATM, this type of error is likely to be spotted when human tellers review the machine’s deposits.
• When you have outstanding checks that you need to reconcile to balance your accounts, you need to clear each check to ensure the reconciliation process shows a correct opening balance.

Grab a check out of your checkbook, and write “void” across the front. Write with well-spaced letters that are tall and wide enough to cover the whole face of the check without obscuring the banking information at the bottom. You want to make it difficult for thieves to erase or cover your void mark. After you void the check, record the voided check number in your checkbook.

What is a Voided Check for Direct Deposit?

By voiding the check, it can be prevented to use as a blank check. In other words, if a thief gets hold of the voided check then also it cannot be https://www.vizaca.com/bookkeeping-for-startups-financial-planning-to-push-your-business/ misused by entering payee information and entering large values. For this, the word void should be written big and dark enough across the check.

The recipient will be able to cash the check unless you immediately contact your bank and have them issue a stop payment on that check. Doing so will block the bank from honoring the check when the payee presents it. The bank will charge a fee whenever you request a stop payment. In order to send the correct information to the bank to stop payment, you will need to extract the requisite information from either a copy of the check or the check register.

How to Get a Void Check for Direct Deposit

If you don’t have checks, we’d be happy to draft you a direct deposit letter you can give to your employer. If you get federal benefits, you can find a federal direct deposit form on the US General Services Administration website. You’ll want to account for what happened to the voided check so you’re not left wondering if you have an outstanding check when you’re reconciling your bank statement. To do this, write down the original check number in your check register or software you use to track check payments and make a notation that it has been voided. If your bank’s online tools allow you to keep track of your written checks, record it there.

Voiding the check makes the recipient unable to do this anymore. Thus, if the payment had been for an expense, the credit would be to the related expense account; if the payment had been to acquire an asset, the credit would be to the related asset account. Chase, for example, is one of the larger banks offering checkless checking. The information in this document was developed with reasonable care and attention.